Dial Peer
THE NEW STANDARD FOR VOICE MINUTES TRADING

The global meet-me room for voice.

Every carrier deal used to need its own contract, interconnect, credit line, and rate deck. On Dial Peer there is one agreement, one interconnect, one price format — and the exchange clears every trade, with settlement as fast as daily.

NOT READY TO CALL? REQUEST THE ONBOARDING KIT —

1INTERCONNECT
1PRICE FORMAT
6PAYOUT RAILS
0CREDIT RISK

EXCHANGE MEMBERS INCLUDE

AT&TVerizonT-MobileVodafoneOrangeTelefónicaDeutsche TelekomBTTeliaAirtelSingtelSwisscom
Modern fiber distribution frame with a single red LC patch cord branching from the bundle
PLATE 01THE MEET-ME ROOM
01THE PROBLEM

Wholesale voice still runs
on bilateral plumbing.

Every carrier-to-carrier relationship means its own contract, its own interconnect, its own credit arrangement, its own rate deck format, and its own settlement cycle carrying real bad-debt risk. Multiply that across a trading book and the overhead eats the margin. The industry never had a unified, standardized marketplace — it lacked something like Dial Peer. So we built it.

CONTRACTS

Bilateral negotiation, every time

Each new carrier relationship starts with weeks of contract, NDA, and credit-application back-and-forth before a single call flows.

INTERCONNECTS

A SIP trunk per counterparty

Dozens of interconnects to build, monitor, and maintain — each one its own point of failure.

RATE DECKS

Hundreds of formats

Every vendor sends rate sheets in their own layout, their own codes, their own increments. Someone has to parse them all.

CREDIT

Credit risk on every deal

One counterparty default — or a slow-paying overseas aggregator — disrupts cash flow and chokes reinvestment.

CASH FLOW

Sell on terms, buy on prepay

Carriers finance both sides of their own trades: extending net terms to buyers while wiring deposits to vendors. The gap burns working capital.

STANDARD

No unified marketplace

The industry never had one place where everyone meets on the same terms. So we built it.

02HOW IT WORKS

One interconnect.
Every carrier.

Carriers meet each other on the exchange the way networks meet at an internet exchange point. You connect to Dial Peer once; every route is reachable from that single trunk via tech prefix. The exchange sits in the middle of every trade — routing the traffic and clearing the money.

01

Join

One membership agreement covers every counterparty on the exchange — replacing the entire web of bilateral contracts, NDAs, and credit applications.

02

Interconnect once

Bring up a single SIP interconnect to the exchange. That one trunk reaches every carrier — you never build another bilateral interconnect again.

03

Trade via tech prefix

Every route on the exchange is addressable by tech prefix over your single interconnect. Prepend the prefix, the exchange routes to that seller. Switching suppliers is a routing table change, not a new project.

04

The exchange clears and settles

Dial Peer stands between buyer and seller on every trade. Sellers settle on their chosen cadence — as fast as daily. Qualified buyers trade on insured postpaid terms; everyone else on prepay. No carrier extends credit to another carrier.

TIER-1 CARRIERMOBILE OPERATORMVNOCALL CENTEROTT PROVIDERRESELLERINCUMBENT PTTREGIONAL CARRIERMOBILE NETWORKWHOLESALE CARRIERRURAL OPERATORGATEWAY OPERATORDIAL PEERTECH PREFIX ROUTINGBUYERS — ONE INTERCONNECTSELLERS — ONE PRICE FORMAT, PAID ON THEIR SCHEDULE
FULL WALKTHROUGH — BUYER AND SELLER
03THE STANDARD PRICE LIST

One rate format.
The whole market.

Today your pricing team parses hundreds of vendor rate decks — each with its own codes, columns, increments, and effective-date conventions. On Dial Peer, every offer publishes in one normalized format. A rate from one seller reads exactly like a rate from any other, and your LCR consumes the whole market as a single file.

1normalized format across every seller
1file feeds your entire LCR
0rate decks left to parse by hand
STANDARDIZED PRICE LIST — EXCHANGE FORMATONE FORMAT, EVERY SELLER
DESTINATIONE.164TECH PREFIXRATE / MINASR
United States — Fixed1101#$0.002164%
United Kingdom — Fixed44117#$0.002961%
Germany — Mobile4915133#$0.018858%
India — Mobile91145#$0.009455%
Nigeria — Mobile234162#$0.031247%
Brazil — Mobile55171#$0.014552%
Philippines — Mobile63184#$0.026057%
Bangladesh — Mobile880196#$0.022849%
ILLUSTRATIVE ROWS — EVERY OFFER ON THE EXCHANGE PUBLISHES IN THIS ONE NORMALIZED FORMAT
04THE CLEARING LAYER

Why credit risk
simply disappears.

Dial Peer is not just a routing hub — it is the financial clearing layer of the trade. The exchange stands between buyer and seller, its funding facility absorbs the timing gap between buyer terms and seller payouts, and every postpaid exposure is underwritten with credit insurance before terms are extended. The gate is the guarantee: that discipline is why sellers carry zero credit risk.

INSURED BUYERPOSTPAID — UNDERWRITTEN TERMSPREPAY BUYERFUNDED BALANCE — SAME EXCHANGEUNDERWRITINGCREDIT INSURANCE GATEDIAL PEERFUNDING FACILITYCREDIT INSURANCECLEARS EVERY TRADESELLERPAID ON CHOSEN CADENCEAS FAST AS DAILY · NON-RECOURSEACHFEDWIRESWIFTSEPAUSDCUSDTSELLER PICKS THE RAIL —BUYERS — INSURED TERMS OR PREPAYSELLERS — SETTLEMENT ON YOUR SCHEDULE
INSURED

Underwritten exposure

Every dollar of postpaid exposure is approved and covered by leading trade credit underwriters before a minute flows on terms.

FUNDED

The timing gap, absorbed

The exchange's funding facility finances the gap between buyer terms and seller payouts — carriers stop financing both sides of their own trades.

CLEARED

Non-recourse to sellers

Once a trade clears, the credit risk is no longer the seller's. In a default, insurance absorbs the loss — not your balance sheet.

SETTLEMENT & CLEARING IN DETAIL
05PRIVATE ROOMS

Direct deals.
Without the exposure.

Some relationships deserve their own terms. Private rooms are secure deal rooms where two carriers negotiate and trade directly — their rates, their volumes, their business. Dial Peer handles the financial layer only: the trade clears through the exchange, the seller keeps their chosen payout cadence, and neither side carries counterparty credit risk.

PRIVACY

Deal terms visible only to the two parties — never to the market.

CREDIT

The exchange clears the trade. Buyer terms remain subject to the same underwriting — or prepay.

SETTLEMENT

The seller's chosen cadence applies to room traffic too — as fast as daily.

06SETTLEMENT, BOTH SIDES
SELLERS

Settlement on your schedule.

Pick your cadence — daily available as an opt-in, weekly, or your preferred cycle — and your rail: ACH, FedWire, SWIFT, SEPA, USDC, or USDT. Non-recourse: once the trade clears, the credit risk is the exchange's, not yours.

SELLING ON DIAL PEER
BUYERS

Insured terms — or instant prepay.

Apply for a credit facility — approval subject to credit insurance underwriting. Approved buyers get postpaid terms fitted to their operation; everyone else joins on prepay with full access, building history to reapply. Same six rails.

BUYING ON DIAL PEER
07JOIN

A new start for voice minute exchange.

One agreement. One interconnect. One standard. Access to the whole market — funded, insured, and cleared by the exchange.